Affordable Care at Keys Dental Specialists of Marathon

Life in the Florida Keys is busy in its own unique way. Between work, family, and everything that comes with living in Marathon, dental care shouldn’t feel like something you have to postpone because of cost or complicated payment options.

At Keys Dental Specialists of Marathon, we believe financial concerns should never stand in the way of necessary dental care. That’s why we offer multiple flexible payment plans and trusted financing solutions so patients can move forward with treatment comfortably and confidently, whether or not they have dental insurance.

What Payment Options Are Available for Dental Care in Marathon, FL?

Finding affordable dental care doesn’t mean compromising on quality or delaying treatment. Our Marathon dental office works with established healthcare financing providers to help patients spread the cost of care into manageable monthly payments.

Our Primary Dental Financing Options

We proudly partner with four well-known financing providers that give patients flexibility and choice:

• CareCredit
• Cherry
• Proceed Finance
• Affirm

These options are designed specifically for healthcare expenses and allow patients to receive treatment now while paying over time in predictable monthly installments.

CareCredit for Dental Care

CareCredit is one of the most widely used healthcare credit solutions in the country. Many Marathon patients appreciate its flexibility and familiarity.

CareCredit may offer:

• Promotional interest-free payment periods for qualifying patients
• Longer-term financing options for more extensive treatment
• Use across multiple healthcare providers, not just dental offices
• Cosigner option for patients with less than perfect credit or no credit.

This makes CareCredit a strong option for both routine dental care and larger procedures such as crowns, oral surgery, or dental implants. Applying for Care Credit is easy and only take a few minutes.

Cherry: Simple, Patient-Friendly Monthly Payments

Cherry is a popular choice for patients who want a fast, easy approval process and straightforward monthly payments.

Key benefits of Cherry include:

• Quick application with a simple approval process
• Clear monthly payment options
• No hard-to-understand terms or surprises
• Low credit score options

Cherry works well for patients who want affordability without relying on traditional credit cards. Getting pre-approved for Cherry is quick and only takes a few seconds.

Proceed Finance for Larger Treatment Plans

For more comprehensive dental treatment plans, Proceed Finance offers longer-term financing solutions designed for higher-cost procedures.

Proceed Finance is often used for:

• Full-mouth restorations
• Dental implants
• Dentures and complex oral surgery cases

Their extended payment terms can significantly lower monthly payments, making advanced dental care more accessible for patients planning larger treatments. You can check to see if you qualify for Proceed financing by completing the onlie app.

Buy Now, Pay Later with Affirm (Limited Use)

In addition to our primary financing partners, Affirm is available as a buy now, pay later option for qualifying treatment plans over $1,000.

Affirm offers:

• A quick eligibility check
• Clear monthly payment schedules
• Interest-free or interest-bearing options depending on the plan

Affirm works well for patients who prefer short-term installment payments and transparent repayment terms, but it is not the primary financing option used at our office.

Why Many Marathon Patients Choose Financing Over Insurance Alone

Many patients in Marathon experience gaps in dental insurance coverage or find that traditional plans don’t fully cover the care they need.

Common challenges include:

• Annual insurance maximums that are quickly exhausted
• Waiting periods for major procedures
• Limited coverage for crowns, implants, or oral surgery=
• Self-employed or seasonal work without dental benefits

Dental financing allows patients to proceed with treatment on their own timeline, rather than waiting for insurance limitations to reset or delaying care that could worsen over time.

Dental Services Available at Keys Dental Specialists of Marathon

Our Marathon dental office offers comprehensive care in one convenient location.

• Preventive Dentistry: Routine exams and cleanings help maintain oral health and prevent small issues from becoming major problems.
• Restorative Dentistry: Fillings, crowns, bridges, and root canal therapy restore function and protect natural teeth.
• Oral Surgery & Extractions: We provide comfortable, efficient care for extractions and surgical dental needs.
• Dentures & Dental Implants: Modern tooth replacement solutions designed to restore confidence, comfort, and function.
• Emergency Dental Care: Same-day emergency appointments are available for dental pain, infections, or broken teeth that need immediate attention.

Affordable Dental Care Designed for Marathon Patients

At Keys Dental Specialists of Marathon, we’re committed to making high-quality dental care accessible. With flexible payment plans through CareCredit, Cherry, and Proceed, and buy now, pay later options like Affirm, patients have real choices when it comes to paying for care.

If you have questions about financing or would like to schedule an appointment, contact our Marathon dental office today. Quality dental care in the Florida Keys can fit your life and your budget.

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